
GENIUS Act Establishes Legal Framework for Payment Stablecoins
By: James R. Holbein, Of Counsel, Braumiller Law Group and Justin Holbein Web3 Developer
The President signed into law the Guiding and Establishing National Innovation for U.S. Stablecoins of 2025’or ‘‘GENIUS Act of 2025’” (the Act) on July 18, 2025. The new law establishes a basis for regulators to permit a variety of bank and non-bank entities to issue payment stablecoins that will be used for payments and reserves for a variety of purposes. This analysis covers the major provisions of the new law.